By John Benjamin, Last updated 9/30/2024 For every investor utilizing the stock market to generate a return on their investment, one major detail to consider is fees. Fees will cut into your return and can be relatively ambiguous. This is one area we as investors should probably dive deeper into for a greater understanding, more […]
The Fee Factor: How to Find and Interpret Investment Fee Information Read More »
By John Benjamin, Last edited 05/16/2024 Following up on my previous post on interest rates, I’m diving deeper into the world of interest rates. This post will focus on four key rates: credit card interest rates, mortgage rates, auto loan rates, and the influential Fed Funds Rate. By examining trends, relationships, and patterns in each,
Evolving Landscape: How Interest Rates Have Shifted Over Time Read More »
By John Benjamin: Last updated 12/31/2023 In this post, I decided to explore interest rates, focusing on loans, and borrowing. For some people, the interest rate subject can seem complex and hard to understand, which is understandable. The goal of this post is to try and simplify the more complex aspects of interest rates. For
Interest Rate IQ: Borrow Like a Pro Read More »
By John Benjamin: Last updated 10/29/2023 ETFs have become a common investment option for many retail and institutional investors. Most retail investors have exposure to ETFs via investment accounts or retirement accounts. Although there are many automated options for investors these days including letting your advisor decide how you invest. Investors should have an understanding
ETF NAV: A Simple Guide to Better Investing Decisions Read More »
By John Benjamin: Last updated 09/27/2023 This article will delve into life insurance policies, specifically whole life & term life, and will touch on significant aspects of each. Choosing the right life insurance policy involves careful consideration of many different factors. Identifying your specific needs and goals can help you make an informed decision that
Life Insurance Made Simple: Understanding the Basics and Planning for the Future Read More »
By John Benjamin: Last updated 08/18/2023 In today’s financial landscape, making informed decisions about where to park your money is vital. Whether you’re saving for a down payment on a home, building an emergency fund, or simply looking to grow your wealth, choosing the right savings option can significantly impact your financial journey. Two popular
CD’s Vs. Money Market: Which product is right for you? Read More »
Have you ever found yourself in a situation where you’ve made a purchase or payment, only to realize that you don’t have enough money in your account to cover it? This can be a frustrating experience, and it can become even more frustrating when you realize that your bank has charged you an overdraft fee.
OVERDRAFT FEES: THE MOST EXPENSIVE WAY TO SPEND MONEY Read More »
